Pranav Hotkar
Dublin, Ireland - April 15, 2026 - Aon has expanded the capacity of its Data Center Lifecycle Insurance Program to USD 3.5 billion, reinforcing its support for digital infrastructure clients as global investment in AI and cloud-driven data centers accelerates.
The enhanced program is designed to provide comprehensive, multi-line insurance coverage across the entire lifecycle of a data center, from construction through ongoing operations. By increasing total capacity, Aon aims to align its offering with the growing scale, complexity, and capital intensity of modern data center developments.
Originally launched in 2025, the Data Center Lifecycle Insurance Program integrates multiple risk categories, including construction, cyber, cargo, and operational risks, into a single coordinated solution. The expansion builds on previous capacity increases and reflects rising demand from developers, investors, and operators seeking streamlined risk management frameworks for large-scale infrastructure projects.
The program provides coverage for key areas such as construction all risks, delay in start-up (DSU), operational property damage, and business interruption. It also includes dedicated cyber and technology liability protection, as well as cargo and transport coverage, enabling clients to manage a wide range of exposures under a unified structure.
Aon stated that the expansion is driven by the rapid growth of artificial intelligence and cloud computing, which are reshaping the data center landscape and introducing new layers of operational and financial risk. As facilities become larger and more interconnected, ensuring resilience across the entire lifecycle has become a critical priority for stakeholders.
The company emphasized that integrating insurance capacity with risk engineering and analytics allows clients to better anticipate disruptions, improve operational continuity, and secure financing with greater confidence. This approach is particularly important as delays, cyber incidents, and supply chain disruptions can have significant financial implications for hyperscale projects.
Industry observers note that insurance solutions tailored to digital infrastructure are evolving alongside the sector itself. As data centers become foundational to global economic activity, risk transfer mechanisms are increasingly being designed to match the scale and complexity of these assets.
By expanding its program to USD 3.5 billion, Aon is positioning itself to support the next wave of data center development, particularly those driven by AI workloads that demand higher levels of reliability, speed of deployment, and long-term resilience.
